- Says the guy with no car insurance how to#
- Says the guy with no car insurance plus#
- Says the guy with no car insurance free#
This guide describes how to handle your property damage in general.
Says the guy with no car insurance free#
If your injuries are serious and you feel you need an attorney, please call us for a free consultation at 86. Insurance companies often want you to justify the amount of time a rental car is used, so it is important that you follow up with the body shop to make sure your car is repaired in a timely manner. Therefore, you may be responsible for renting and paying for a rental car in advance. Under Virginia law, the insurance company is required to reimburse your rental car expenses. The insurance company will reimburse you if While your car is being repaired-or while you await payment for a car that is a total loss-you may want to rent a car. Who pays for a rental car after an accident? You may also be asked to sign a power of attorney so the insurance company can dispose of your car. With the second option, you’ll be required to sign your car title and odometer statement over to the insurance company.
Says the guy with no car insurance plus#
Accept the total loss value of your car plus the salvage value.Accept the total loss value of your car minus the salvage value.If your car is declared a total loss, you have two options:
The fair market value of your car is determined by the current price for a car similar to yours as listed by area car dealerships, newspapers, car value books, and websites. The insurance company will compare the amount your car could have been sold for before the accident (fair market value) to the estimated cost of repairing your car (plus rental charges and salvage value) and pay you whichever amount is less. What if your car is “totaled”?Ī car that costs more to repair than it was worth before the accident is called a “Total Loss.” Most of these locations charge a daily storage fee that you may be responsible for paying. If your car has been towed to a repair shop or salvage yard, move your car as quickly as possible to the body shop of your choice. They will then issue a check to pay for the repairs. The insurance company will send an adjuster to estimate the damage to your car. They will then issue you a check for the lowest estimate. Some insurance companies do not have local estimators and will ask you to get 2–3 estimates for repairing your car from local body shops. The insurance company will then issue you a check to the body shop to pay for the repair to your car. If the body shop estimates your car cannot be repaired for the amount estimated by the insurance company, ask the manager of the body shop to call the insurance company on your behalf. An insurance adjuster may schedule a time to inspect your car, or you may be asked to take your car to the insurance company’s location.Īfter you get a cost estimate from the insurance company, take your car to a body shop of your choice for a second estimate. How do you get your car fixed after an accident? If your car is drivable…Ĭontact the other driver’s insurance company to ask for an estimate of the cost of repairing your car. ĭepending on the type of accident, you may be responsible for paying a deductible. If the person who caused the accident does not have an auto insurance policy or is not able to be identified, you are protected under your insurance policy’s uninsured motorist coverage.